Health and Life Insurance

Health Insurance

The open enrollment period for health insurance is November 1 through December 15th, 2017.   It’s a great time to re-evaluate your health insurance needs.

When it comes to your health, you can never be too careful.   Having health insurance is a top priority for many people.  But, with the rising costs and many changes in recent years, finding the right health plan is not always easy.  We’re here to provide you the knowledge and support needed to make the right decision for you, your family or your business.

The agents at American Trust Insurance strive to offer the best health insurance options – both individual plans and group plans.  Depending on your needs, our health insurance packages can include:

  • Individual & Family Health Insurance
  • Group Health Insurance
  • Dental Coverage
  • Vision Coverage
  • Long-Term Care Insurance
  • Disability Insurance
  • Prescription Insurance
  • HSAs (Health Savings Account)
  • Medicare Supplement Insurance
  • Medicare Prescription Drug Coverage (Part D)

And since American Trust Insurance is an independent insurance agency, we work with various health insurance carriers including Dakotacare, Wellmark Blue Cross Blue Shield, Avera, Sanford, Medica, Humana and Mutual of Omaha United World.

Click here to get a free health insurance quote.

 

Life Insurance

You have insurance on your house, your cars and maybe even your cell phone. But what about your life?   Whether you’re retired, married, single, are a business owner, have 5 kids or no kids, you need a life insurance policy.

Many people will admit they don’t have enough life insurance to effectively protect their family from financial disaster if they were to die unexpectedly.   And  86% of people say they haven’t bought a life insurance policy because they feel it’s too expensive – yet they overestimate its true cost by more than 2 times*.

Life insurance is a hard thing to think about, but it doesn’t have to be a hard thing to purchase.   Just contact one of our friendly and knowledgeable life insurance agents at American Trust Insurance.  We’ll walk you through some easy steps to figure out what type of life insurance is right for you.   Click here to get in touch with us today!

 

*Source: LIMRA and LIFE Foundation study