Life insurance helps answer a very difficult question – How will my family manage financially when I die?
Passing away is a subject most of us try to avoid talking about. But, if someone depends on you financially, it’s a subject you can no longer avoid. It’s important to think about it and talk about it with a trust insurance advisor.
The proceeds from a life insurance policy can help pay for things such as your mortgage, credit card bills, funeral costs, continue your family’s businesses or help pay for your children’s college education.
So, now that you’ve come to reality and decided that you need to purchase a life insurance policy, the next question is how much should the death benefit be? To help you get a better grasp on this dollar amount, I encourage you to click on the following link and complete a needs assessment – http://www.lifehappens.org/insurance-overview/life-insurance/calculate-your-needs/. This simple needs calculator wil help you figure out the on-going expenses that will happen after your death.
You’ve figured out your death benefit amount – now what? Contact one of the life insurance agents at American Trust Insurance in Huron, Mellette or Pierre. We can help you take the next steps and show you how simple and inexpensive this security for you and your family can be.